How is Rica your Bankruptcy, Short Sales & Foreclosure Resource?

Rica has the experience, training and knowledge to expertely guide you though a  distressed property transaction.

Through the process, Rica will: 

• Describe the differences between a short sale and a foreclosure
• Counsel buyers and reduce risk
• Guide the transaction from start to finish, including closing dates, inspection and appraisal expectations.
• Prepare the buyer for expected time frames for lender approval

Rica has invested in and eared the necessary knowledge and tools to maneuver through short sale and foreclosure processes. With her comprehensive training, she has the ability to represent either the seller or buyer during the distressed property transaction and see it through. By understanding both sides of the distressed property transaction, Rica can anticipate the unique needs while reducing any possible risk.

Rica was trained by experts and was certified to understand distressed property transactions, and everything that is included.

Buyer's market, seller's market, disasters, or other elements may make you feel overwhelmed, but Rica knows how to make your transaction successful. 

Sellers facing short sale or foreclosure may think they are out of options. Rica offers a free consultation to review the options and legal resources available before assuming listing is best for you. 

Rica is qualified and ready to assist owners in understanding all their options.
By evaluating each individual’s situation, Rica can:

• Recommend steps to avoid foreclosure and legal resources that may assist. This is at no charge or obligation to the seller. 
• Review the difference, advantages and disadvantages a short sale and foreclosure and provide legal referrals for direction beyond Rica's expertise and license. She will work with these real estate professionals to ensure you have the best options before you to select from. 
• Finance, tax and legal specialist may serve you well, Rica will provide recommendations to professionals to assist in the best outcome. 
• Review offers and help you determine if it is realist or a "rescue scams" and predatory behavior. 

Buyers are often open to a unique opportunity. The first goal is to determine your listing range versus the online home value averages provided by various online sites. Once we have a value, I will work with you and your legal, financial and tax professionals to determine if selling, refinancing, relieve under the US Bankruptcy codes, or other options.

If, after this careful consideration, listing is what is best for you, we will consult for your best listing options. 

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