Disclaimer and Waiver & Voluntary Court Notices


The information contained in this web site and its associated web sites is provided as a service to the Internet community, and does not constitute legal advice. We try to provide quality information, but we make no claims, promises or guarantees about the accuracy, completeness, or adequacy of the information contained in or linked to this web site and its associated sites and we make no claim that any of the free forms contained in this web site are appropriate for your particular needs. As legal advice must be tailored to the specific circumstances of each case, and laws are constantly changing, nothing provided herein should be used as a substitute for the advice of competent counsel.

AGREEMENT By continuing you indicate whether you agree to the following: You will not rely on any information contained in this web site without personally consulting an attorney. You agree that the free forms contained in this web site may not be appropriate for your particular needs and are offered for informational purposes only. No attorney/client relationship is created between you and anyone associated with the office of Process My Papers by your viewing or use of any information or form contained in this web site.


Why??? We are not qualified by law!

I have not proven myself to any state to be qualified to give legal advise! So, for YOUR protection, I cannot answer questions related to your bankruptcy.

The links provided are to assist you in you making your own decisions. America has come quite far in making advances that all can equally obtain legal equality. It is not there yet, but it is trying! I do respect the law, the advancements, and the fact it is in place for the protection of the rich.. just kidding... for people in general. So, please do not ask for legal advice as you are asking me to commit a felony.

Some believe I can say anything if they are not my client... I DO NOT GIVE MY OWN MOTHER LEGAL ADVICE. I give her tools INCLUDING ATTORNEY phone numbers to find begin the search for a wise financial and legal decision, but I never, ever give you advice for YOUR and MY protection.

I realize many clients could care less about my protection, and beg, manipulate, and insult to get legal advice.

FOR GOODNESS SAKE...For those that do those things... YOU are not paying me to break the law... oh, and you cannot... my morals are not for sale..

AND WORSE you cheat yourself! I do not want to tell someone what to do.. even if I was an attorney.. I would like to see you find all the options, and make an educated, wise financial and legal decision.

Voluntary Notice - the Court's have all our clients sign that they understand a few facts. This is very important. I will share some of my personal believes from watching the court results since 1992 and based on the lawschool teachers for the limited time I spent in the lawschool. This website hopes to lead you to learn information to make your own wise financial decisions. This country is bent selling us propaganda that the average person is too stupid to figure things out. The medical and legal systems are made so to block out anyone from freely speaking out about options without years of learning about how to research how to help someone. I remember two things loudly from law school, "how to line pockets" and "cha-ching". It made me sick. I did not return to that class. Personal teacher opinion or not, the majority of the class found it interesting and I saw a greed I never wish to be part of my life. Some things are made complex in many ways that are not needed.

Over the years, I have seen the courts are opening up the way for self-representation. This is promising. Many are now having the freedom to prepare some actions without an attorney or mass confusion. It took several lawsuits to allow these freedoms, including a recent Ohio success. The extensive steps the family court has gone through on their websites and available materials are encouraging and appreciated. Some cases, however, a person will loose.. not because they are wrong or because their case does not have merit, but because it is a punishment for shoveling money into attorney's pockets. There is no need for most things to be so complex. Due to this, you will not find any of those type of cases on my website. I will not help someone jump into fires -- however, I may jump into themselves out of desperation, but never for someone else. I have filed cases I should no doubt win in a legal system designed to pay attorney's not injured people. Don't believe me? watch the movie Bleak House by Charles Dickenson.

Regardless, the simple cases handled here are at low cost and without the loops and hooops of many other cases. Even bankruptcy can get that way with adversary hearings.

I am a bankruptcy petition preparer. I am not an attorney and may not practice law or give legal advice. Before preparing any documents for filing as defined in Section 110(a)(2) of the Bankruptcy Code or accepting fees, I am required by law to provide you with this notice concerning bankruptcy petition preparers. Under the law, Section 110 of the Bankruptcy Code (11 U.S.C. Section 110), I am forbidden to offer you any legal advice, including advice about any of the following:

1. whether to file a petitioner under the Bankruptcy Code (11 U.S.C. Section 101 et seq.); 2. whether commencing a case under Chapter 7, 11, 12, or 13 is appropriate; 3. whether your debts will be eliminated or discharged in a case under the Bankruptcy Code; 4. whether you will be able to retain your home, car, or other property after commencing a case under the Bankruptcy Code; 5. the tax consequences of a case under the Bankruptcy Code; 6. the discharability of tax claims; 7. whether you may or should promise to repay the debts to a creditor or enter into a reaffirmation agreement with a creditor to reaffirm a debt; 8. how to characterize the nature of your interests in property or your debts; 9. bankruptcy procedures and rights.

{The notice may provide additional examples of legal advice that a bankruptcy preparer is not authorized to give.}

In addition, under 11 U.S.C. Section 110 (h), the Supreme Court or the Judicial Conference o the United States may promulgate rules or guidelines setting a maximum allowable fee chargeable by a bankruptcy petition preparer. As required by law, I have notified you of this maximum allowable fee, if any, before preparing any document for filing or accepting any fee from you.


This website contains information related to bankruptcy and taxes and is NOT LEGAL advice. It contents is for information only. If you need legal advice, please consult an attorney or act as your own.

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